Plain-language guides on high-yield savings accounts, rate comparisons, and how to earn more on your money.
· 8 min read
The Bureau of Labor Statistics reported a 3.4% twelve-month CPI increase for July 2026. Arca's August 11 capture records which savings accounts pay above that figure, which match it, and what each one requires to earn its rate.
Read →· 6 min read
U.S. Bank's Smartly Savings now pays 3.00% APY at $10,000, up from 2.00% — but only with a qualifying product. Ally and Amex pay 3.00% with none.
Read →· 4 min read
The Fed held its target range at 3.50%–3.75% on July 29, 2026, with three dissents favoring a hike. Arca re-captured every tracked savings rate page within 24 hours: zero moved. Here's why, and what the gap is worth.
Read →· 5 min read
Four of the seven high-yield savings accounts Arca tracks cut APYs by 10–20 basis points before the Fed's July meeting. They still pay about $300 a year more than Chase or Bank of America standard savings on $10,000.
Read →· 7 min read
Chase pays 0.01% and Bank of America 0.04% APY; Wells Fargo Platinum pays 0.05% (with checking). Top high-yield accounts pay 3.00%-4.21% APY. Dollar-for-dollar comparison.
Read →· 6 min read
Your bank may be costing you $420 a year on $10,000 — the gap between a 0.01% standard savings rate and the 4.21% high-yield rate at Axos Bank as of August 11, 2026.
Read →· 7 min read
Switching savings accounts takes about 15 minutes to set up and 1–3 business days for the money to move. Here's exactly how to do it — including the step most guides skip.
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